Savings Institute Bank & Trust

Location: WillimanticCT 06226 Document ID: A9162-2IXI Posted on: 2015-04-2104/21/2015 Job Type: Regular

Job Schedule:Full-time
Minimum Education: Not Specified2015-05-21
 

Senior Credit Analyst

Senior Credit Analyst

Savings Institute Bank & Trust Company has an immediate opening for a Senior Credit Analyst in its Main Office in Willimantic, CT.

The successful candidate must be detail-oriented and able to objectively analyze moderate and complex credit transactions with a high level of expertise. Responsibilities include the preparation of written credit proposals including detailed proposals including detailed financial analysis; and assignment of accurate risk ratings for new loans and the renewal of existing credit facilities to minimize risk to Bank in a manner consistent with the Bank’s credit philosophy. The candidate will outline the risks and mitigating factors of a credit facility based upon the analysis of business and personal financial statements, collateral, global cash flow, economic and industrial factors and debt service capacity. Knowledge of CRE and SBA lending a plus.

A Bachelor's degree in Finance or Accounting is preferred.  At least two years direct work related experience in lending and/or credit analysis, or some comparable combination of education and experience. The candidate must be detail oriented, possess strong written and communication skills, have the ability to multi-task, prioritize and meet deadlines. Must be able to work independently and with a sense of urgency philosophy to achieve internal and external customer satisfaction.

 

Knowledge of Microsoft Office required; experience working with an underwriting platform is preferred. Must have strong analytical skills involving accounting and financial analysis and knowledge of legal statutes that pertain to commercial lending including compliance, contract and lien requirements.

Benefits include: Competitive pay, 401K, paid vacations and holidays, health/dental insurance, tuition reimbursement and bonuses.

Mail, fax or e-mail resume or brief history of work experience to:                                                                      

Human Resources
803 Main Street
Willimantic, CT 06226
fax: 860-456-5217
e-mail: HR@banksi.com

                

AN EQUAL OPPORTUNITY EMPLOYER